Japa Calculator
Promising — one gap to close

Canada Express Entry (skilled PR)

Tunde's pathway: Canada Express Entry (strong candidate)

Your strongest asset is a genuinely competitive profile — 28, a software engineer with strong English and a healthy savings base. Your single biggest gap is the settlement-funds requirement: it is money you must HOLD, not spend, and it sits on top of your application costs — so plan your cash around having it ready, not just affording the fees.

Upfront cost
₦5,720,070
fees + visa + tests
Cash gap
₦10,967,260
short — close before applying
Expected salary
Role-based
depends on your job offer
Proof of funds
₦17,247,190
held 28 days, not spent

What this means for you

As a software engineer with strong English, Express Entry is the route built for you — it rewards exactly your profile (age, education, language, skilled experience) and does not require a job offer to start. That is rare and it is in your favour. Being single with no dependants is a real advantage here: every naira you have counts toward your own application, your settlement-funds bar is the lowest it will ever be, and you can move the moment your COPR lands. Use that flexibility — it shrinks again the day life gets more complicated.

The part to respect is sequencing. Your IELTS/CELPIP score is the biggest lever on your CRS, and your WES credential assessment has the longest lead time of anything on this journey. Start both now, in parallel — not one after the other — or you will lose months waiting. Toronto is a strong landing choice for tech, but rents there are the steepest in the country. Treat the city as a variable, not a fixed cost: a cheaper first base while you settle can stretch your funds a long way without touching your career.

Your profile

ProfessionSoftware Engineer
TargetCANADA
Age28
FamilySingle
EnglishIELTS ~8+
1-bed rent (Calgary)₦1,695,000/mo

Your first moves

  • Book IELTS now
  • Start your WES ECA in parallel
  • Build settlement funds you can hold, not spend

People like you

  • You're 1 of undefined people we've mapped heading to CANADA.
  • undefined% are applying single.
  • Your savings are higher than 68% of people on this path.

Financial runway

Every figure below is computed from official sources at today's exchange rate.

Your costs

IELTS (General Training, in Nigeria) verified₦299,000
WES credential assessment (ECA) verified₦298,320
Express Entry application fee verified₦1,118,700
Biometrics verified₦96,050
Right of Permanent Residence Fee (RPRF) verified₦678,000
Medical exam (panel physician, estimate) estimate₦180,000
Police clearance (estimate) estimate₦50,000
One-way flight (Lagos → Canada, estimate) estimate₦1,200,000
Initial settling-in (first weeks, estimate) estimate₦1,800,000
Total upfront (spent)₦5,720,070
You have ₦12,000,000. You need about ₦22,967,260 available (upfront spend + proof of funds) — a gap of ₦10,967,260 to close before applying.

What-if simulator

Drag your savings and timeline to see exactly what it takes to be funded. Nothing is saved — play freely.

Your position
To close the gap
Savings
Timeline

You need ₦22,967,260 available in total (upfront spend + proof of funds). The simulator subtracts that from your savings — the same maths as your verified plan above.

Document workspace

Tick items off as you get them — your progress is saved on this device.

Documents to gather

Who this route is for

  • A recognised degree, assessed via an Educational Credential Assessment (ECA) — WES is the most common body for Nigerians.
  • Skilled work experience in an eligible occupation (NOC TEER 0, 1, 2 or 3).
  • English proof — IELTS (General Training) or CELPIP, scored as a Canadian Language Benchmark (CLB).
  • A competitive CRS score against recent Express Entry cut-offs (the lowest Canadian Experience Class cut-off in 2025 was around 515).
  • Proof of settlement funds held in your account (unless you have an arranged job offer).

The process, step by step

  • 1Sit IELTS General Training (or CELPIP) and aim for the highest CLB you can — language is the biggest CRS lever.
  • 2Submit your degree to WES for an ECA; gather sealed transcripts from your university.
  • 3Create your Express Entry profile, enter the pool, and get your CRS score.
  • 4Receive an Invitation to Apply (ITA) in a round of invitations.
  • 5Submit the full PR application: pay the processing fee, biometrics, and Right of Permanent Residence Fee (RPRF); complete medical + police checks.
  • 6Receive your Confirmation of Permanent Residence (COPR), then land in Canada as a permanent resident.

Your timeline

Month-by-month, anchored to your start date.

  • Jun 2026Book IELTS; start WES ECA; gather reference letters
  • Aug 2026Create Express Entry profile; enter the pool
  • Oct 2026Receive ITA; submit PR application + biometrics
  • Dec 2026Complete medical + police checks; await decision
  • Feb 2027COPR issued; book flights + first accommodation
  • Mar 2027Land in Canada as a permanent resident

Next 30 days

Scam shield

The exact scams targeting people on your route — and how to stay safe.

Scam warnings for your exact route

  • NEVER buy a "Canadian job offer" or "LMIA". An LMIA cannot be sold and a genuine employer never charges you for one. "Buy an LMIA for ₦X" is the #1 Canada scam targeting Nigerians — walk away.
  • Use only a CICC-licensed immigration consultant (check the public register at college-ic.ca) or a Canadian lawyer. Most "agents" on WhatsApp are unlicensed and illegal to represent you.
  • No agent can "guarantee" an Express Entry invitation or a specific CRS score. Anyone promising guaranteed PR is lying.
  • Proof-of-funds must be YOUR genuine, held money with a real bank history. "Rent-a-fund" services that lend you a balance to show are fraud and get you banned for misrepresentation.
Figures are estimates from official sources, not guarantees. Always confirm current fees on the official sites before paying.