Investor Permit: Overview for Nigerians ₦864,590
The Investor Permit is one of the main routes Nigerians use to relocate to Ghana. This overview covers the verified 2026 fees, processing time, and the documents you need to apply. All figures are pulled from our verified relocation database — no estimates.
Investor Permit fees — verified breakdown
| Fee | Amount |
|---|---|
| Visa application fee | ₦525,777 (~$391 USD) |
| Proof of funds (your own savings)Not required | ₦0 (~$0 USD) |
| Health surcharge or insurance | ₦0 (~$0 USD) |
| Language test | ₦0 (~$0 USD) |
| Credential evaluation | ₦0 (~$0 USD) |
| Other government fees | ₦338,813 (~$252 USD) |
| Total upfront costs | ₦864,590 (~$642 USD) |
Verified against official immigration authority schedule. Exchange rates as of 5 November 2026. Proof of funds is your own money — you do not pay it to the government.
What each fee covers
The ₦864,590 total is made up of several distinct charges. Here is what you are actually paying for:
- Visa application fee — ₦525,777: Paid to the Ghana immigration authority when you submit your application. Non-refundable regardless of the outcome.
- Other government fees — ₦338,813: Includes residence permit issuance, VFS Global service charge, or biometric enrolment fees where applicable.
Processing timeline
Total processing time: 6–12 weeks
- 1
Confirm eligibility
Check that you meet the Investor Permit requirements before paying any fees.
- 2
Prepare documents
Passport, qualification certificates.
- 3
Pay fees
Pay ₦864,590 in upfront costs.
- 4
Submit application
Submit online or through the relevant embassy.
- 5
Wait for decision
Processing time: 6–12 weeks.
Expert tip
Investor Permit
Foreign investors must register with the Ghana Investment Promotion Authority. Since the Ghana Investment Promotion Authority Act, 2026 (Act 1173) was signed on 15 July 2026, there is no longer a blanket minimum capital requirement for joint ventures with Ghanaian partners or for 100% foreign-owned enterprises; only trading enterprises keep a (reduced) threshold (https://gipc.gov.gh/wp-content/uploads/2026/07/PRESS-RELEASE-PRESIDENT-PASSES-GIPA-BILL-2026.pdf). Once registered, you get an investor permit that allows you to live and work in Ghana. The permit comes with tax incentives in priority sectors like agriculture, manufacturing, and tech. Many Nigerian entrepreneurs are choosing Ghana over other West African markets because of political stability and the English-speaking business environment.
Where Nigerians settle in Ghana
Once your Investor Permit is approved, most Nigerians head to Accra or Kumasi. Here is what to budget for your first year:
- Accra: 1-bedroom rent ₦647,579/month · Lagos–Accra flights from ~$170 · Nigerian community: Very Large
- Kumasi: 1-bedroom rent ₦149,663/month · Lagos–Kumasi flights from ~$200 · Nigerian community: Medium
- Takoradi: 1-bedroom rent ₦202,390/month · Lagos–Takoradi flights from ~$220 · Nigerian community: Small
Life in Accra
Accra is where most Nigerians settle — East Legon, Cantonments, and Airport Residential are the go-to neighborhoods for the Nigerian community, with familiar food, churches, and businesses. A 1-bed apartment averages about GH₵5,625/month across Accra (Numbeo's blend of GH₵7,982 in the city centre and GH₵3,269 outside it), and is cheaper in outer areas like Adenta or the edges of Spintex. You'll need GH₵10,000/month ($660) minimum for comfortable single living. MTN Mobile Money (MoMo) is essential — it's how Ghana runs. Internet averages 48 Mbps on fiber, and Accra is rapidly becoming a West African tech hub with 120+ tech hubs and incubators.
5% of Nigerians who use Japa Calculator choose Ghana as their destination. Average Japa Score: 7.8/10. Most common salary expectation among applicants: ₦200K–₦500K.
Frequently Asked Questions
- How much does the Investor Permit cost for Nigerians moving to Ghana?
- Upfront costs for the Investor Permit come to ₦864,590 (about $642). This covers the visa application fee, and any other applicable government charges.
- How long does Investor Permit processing take from Nigeria?
- Processing time for the Investor Permit is 6–12 weeks. Apply from the Ghana High Commission in Abuja or the Consulate in Lagos — book your appointment slot as early as possible, as backlogs frequently add 2–4 weeks beyond the official window.
- What documents do I need to apply for the Investor Permit from Nigeria?
- You will need a valid Nigerian international passport (at least 6 months validity beyond your intended travel date), completed application form, recent passport photographs, and supporting evidence of eligibility.
- Where do most Nigerians settle after relocating to Ghana?
- Accra is the most popular destination for Nigerians relocating to Ghana. Average 1-bedroom rent is ₦647,579 per month. The Nigerian community in Accra is smaller but active; diaspora associations and online groups help new arrivals settle quickly.
Related guides
Sibling variants of this visa route and other ways into Ghana.
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Start Free CalculatorData methodology: Visa fees sourced from official immigration authority schedules. Naira conversions use live exchange rates from open.er-api.com (last updated 5 November 2026). All fees are subject to change with policy updates — verify with the official immigration website before applying. Last reviewed: 8 Oct 2026