Cost of Relocating to United Kingdom from Nigeria: ₦4,566,796–₦18,270,835
Relocating to the UK from Nigeria costs between ₦4,500,000 and ₦18,000,000 ($3,300–$13,200) in 2026, depending on visa type and city. The UK remains one of the most popular but expensive japa destinations due to the Immigration Health Surcharge, high salary thresholds, and London rent prices — though routes like the Health and Care Worker visa offer significant savings.
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Cost Breakdown: Relocating to United Kingdom
| Expense | Cost | Notes |
|---|---|---|
| Visa application fee | ₦1,438,878 (~$1,069 USD) | |
| Proof of funds | ₦2,337,264 (~$1,737 USD) | |
| Health surcharge | ₦5,720,820 (~$4,251 USD) | If applicable |
| Language test (IELTS / TEF) | ₦297,636 (~$221 USD) | |
| Credential evaluation (WES / ECA) | ₦127,819 (~$95 USD) | |
| Flight from Lagos | ₦740,242 (~$550 USD) | One-way economy |
| First 3 months rent | ₦5,439,618 (~$4,042 USD) | 1-bed, cheapest city |
| Estimated Total | ₦16,102,277 (~$11,965 USD) | Based on Skilled Worker Visa |
Costs are estimates and may vary. Exchange rates as of 16 April 2026 via open.er-api.com.
Visa Options for United Kingdom
Skilled Worker Visa3 weeks (standard), 5 working days (priority)₦7,586,980
| Fee Type | Amount |
|---|---|
| Visa fee | ₦1,438,878 (~$1,069 USD) |
| Proof of funds (refundable — your own savings) | ₦2,337,264 (~$1,737 USD) |
| Health surcharge | ₦5,720,820 (~$4,251 USD) |
| Language test | ₦297,636 (~$221 USD) |
| Credential evaluation | ₦127,819 (~$95 USD) |
Expert Tip
The minimum salary threshold jumped to £41,700 in July 2025 — up from £38,700. But if you're under 26 or switching from a Student/Graduate visa, you may qualify at just £33,400. Healthcare workers, teachers, and jobs on the Immigration Salary List also get lower thresholds and reduced visa fees. Always check the going rate for your specific occupation code. The visa fee is £819 (~$1,040) for up to 3 years (effective 8 April 2026, increased from £769).
Health and Care Worker Visa3 weeks (standard), often faster₦995,163
| Fee Type | Amount |
|---|---|
| Visa fee | ₦569,708 (~$423 USD) |
| Proof of funds (refundable — your own savings) | ₦2,337,264 (~$1,737 USD) |
| Health surcharge | ₦0 (~$0 USD) |
| Language test | ₦297,636 (~$221 USD) |
| Credential evaluation | ₦127,819 (~$95 USD) |
Expert Tip
This is the most affordable UK work visa and remains a popular route for Nigerian healthcare professionals. The visa fee is £324 (~$411) for up to 3 years (effective 8 April 2026, increased from £304). You are fully exempt from the Immigration Health Surcharge (saving over £3,000 on a 3-year visa), your dependants are also exempt, and the minimum salary is just £25,000. IMPORTANT: Since July 2025, care workers (SOC codes 6135/6136) can NO longer be recruited from overseas — only registered healthcare professionals such as nurses, doctors, midwives, and paramedics remain eligible for this visa route. This is a significant change that affected many Nigerian care workers who previously used this pathway. Nigerian nurses must register with the NMC — pass the CBT exam in Nigeria, then complete the OSCE practical exam within 12 weeks of arriving in the UK.
Student Visa + Graduate Route3 weeks (standard), 5 working days (priority)₦2,707,940
| Fee Type | Amount |
|---|---|
| Visa fee | ₦980,555 (~$729 USD) |
| Proof of funds (refundable — your own savings) | ₦24,190,688 (~$17,974 USD) |
| Health surcharge | ₦1,429,749 (~$1,062 USD) |
| Language test | ₦297,636 (~$221 USD) |
| Credential evaluation | ₦0 (~$0 USD) |
Expert Tip
The Student visa fee is £558 (~$709) effective 8 April 2026 (up from £524). Maintenance funds differ by location: £1,529/month in London vs £1,171/month outside London (up to 9 months). The Graduate Route still offers 2 years of post-study work, but from January 2027 it drops to 18 months for new starters. PhD graduates keep 3 years. UK tuition for international students ranges from £12,000–£38,000/year depending on the course and university. You can work 20 hours/week during term time.
Global Talent Visa8–11 weeks total (5–8 weeks endorsement + 3 weeks visa)₦10,882,888
| Fee Type | Amount |
|---|---|
| Visa fee | ₦1,347,579 (~$1,001 USD) |
| Proof of funds (refundable — your own savings) | ₦0 (~$0 USD) |
| Health surcharge | ₦9,537,135 (~$7,086 USD) |
| Language test | ₦0 (~$0 USD) |
| Credential evaluation | ₦0 (~$0 USD) |
Expert Tip
No job offer needed — this is the visa for proven leaders in tech, science, arts, or engineering. Tech applicants now apply directly through GOV.UK (the old Tech Nation form was retired in August 2025). AI and cybersecurity specialists get fast-tracked endorsement in about 3 weeks. Endorsing bodies include the Royal Society, Royal Academy of Engineering, British Academy, UKRI, and Arts Council England. The endorsement fee (£561) is non-refundable even if refused.
Student Route to United Kingdom
If you're considering studying abroad as your path to United Kingdom, here's what you need to know:
| Visa type | Student Visa (Tier 4) |
| Tuition | $15,000–$45,000/year (₦22,500,000–₦67,500,000/year) |
| Living costs | £1,529/month (London), £1,171/month (outside London) |
| Work while studying | 20 hours/week during term, full-time during holidays |
| After graduation | Graduate Route — 2 years work permit after graduation (3 years for PhD graduates) |
| Popular student cities | London, Manchester, Edinburgh, Birmingham |
Student Tip
Apply to universities that offer Commonwealth scholarships — they can cut tuition by 50–100%. Also check Chevening Scholarships (fully funded, 1,500+ awards annually) and individual university bursaries for Nigerian students.
Top Cities in United Kingdom for Nigerians
London
| Detail | Value |
|---|---|
| 1-bed rent | ₦3,321,472/mo (~$2,468 USD) |
| Flight from Lagos | $550 |
| Cost of living index | 85 |
| Nigerian community | Very Large |
Manchester
| Detail | Value |
|---|---|
| 1-bed rent | ₦2,297,093/mo (~$1,707 USD) |
| Flight from Lagos | $600 |
| Cost of living index | 65 |
| Nigerian community | Large |
Birmingham
| Detail | Value |
|---|---|
| 1-bed rent | ₦1,924,591/mo (~$1,430 USD) |
| Flight from Lagos | $620 |
| Cost of living index | 60 |
| Nigerian community | Large |
Insider Tips for Relocating to United Kingdom
Skilled Worker Visa
The minimum salary threshold jumped to £41,700 in July 2025 — up from £38,700. But if you're under 26 or switching from a Student/Graduate visa, you may qualify at just £33,400. Healthcare workers, teachers, and jobs on the Immigration Salary List also get lower thresholds and reduced visa fees. Always check the going rate for your specific occupation code. The visa fee is £819 (~$1,040) for up to 3 years (effective 8 April 2026, increased from £769).
Health and Care Worker Visa
This is the most affordable UK work visa and remains a popular route for Nigerian healthcare professionals. The visa fee is £324 (~$411) for up to 3 years (effective 8 April 2026, increased from £304). You are fully exempt from the Immigration Health Surcharge (saving over £3,000 on a 3-year visa), your dependants are also exempt, and the minimum salary is just £25,000. IMPORTANT: Since July 2025, care workers (SOC codes 6135/6136) can NO longer be recruited from overseas — only registered healthcare professionals such as nurses, doctors, midwives, and paramedics remain eligible for this visa route. This is a significant change that affected many Nigerian care workers who previously used this pathway. Nigerian nurses must register with the NMC — pass the CBT exam in Nigeria, then complete the OSCE practical exam within 12 weeks of arriving in the UK.
Student Visa + Graduate Route
The Student visa fee is £558 (~$709) effective 8 April 2026 (up from £524). Maintenance funds differ by location: £1,529/month in London vs £1,171/month outside London (up to 9 months). The Graduate Route still offers 2 years of post-study work, but from January 2027 it drops to 18 months for new starters. PhD graduates keep 3 years. UK tuition for international students ranges from £12,000–£38,000/year depending on the course and university. You can work 20 hours/week during term time.
Global Talent Visa
No job offer needed — this is the visa for proven leaders in tech, science, arts, or engineering. Tech applicants now apply directly through GOV.UK (the old Tech Nation form was retired in August 2025). AI and cybersecurity specialists get fast-tracked endorsement in about 3 weeks. Endorsing bodies include the Royal Society, Royal Academy of Engineering, British Academy, UKRI, and Arts Council England. The endorsement fee (£561) is non-refundable even if refused.
London
London is expensive but has the UK's largest Nigerian community — Peckham and Woolwich in South East London are cultural hubs with Nigerian shops, churches, and restaurants. To save on rent, look at Zone 3–5 areas like Barking, Dagenham, Lewisham, or Croydon where 1-bed flats run £1,200–£1,500/month. Get an Oyster card immediately — monthly travel in Zones 1–3 costs about £180.
Manchester
Manchester offers strong job markets in tech, healthcare, and finance at 25–30% lower living costs than London. The Nigerian community is concentrated around Moss Side, Hulme, and Old Trafford. Manchester has direct connections to major employers at MediaCityUK and the Northern Quarter tech cluster. No direct flights from Lagos — you'll connect via London, Amsterdam, or Istanbul.
Birmingham
Birmingham is the UK's second-largest city with some of the cheapest rent among major cities — a 1-bed flat in areas like Erdington, Aston, or Handsworth starts around £700/month. There's a large, established Nigerian community and strong NHS presence making it ideal for healthcare workers. HS2 high-speed rail will eventually connect Birmingham to London in 52 minutes.
Edinburgh
Edinburgh sits in Scotland, which has different NHS rules — prescriptions are free for everyone (in England they cost £9.90 each). The city has a strong financial services and tech sector. Rent is higher than other Scottish cities but cheaper than London. The Nigerian community is smaller but growing, particularly among university students and NHS staff. Flights require a connection — typically via London or Amsterdam.
Leeds
Leeds is one of the most affordable major UK cities — your money stretches 40–45% further than in London. It has a growing digital and financial services sector, two major universities, and strong NHS trusts actively recruiting international healthcare workers. The Nigerian community is centered around Chapeltown and Harehills. Leeds is well-connected by rail to Manchester (1 hour) and London (2.5 hours).
Your Relocation Checklist
- 1
Secure a job offer from a licensed UK sponsor
Find an employer who holds a valid UK sponsor licence. Check the register of licensed sponsors on the UK government website — your employer must issue you a Certificate of Sponsorship.
- 2
Take IELTS for UKVI — minimum B1 (4.0 each section)
Book the IELTS for UKVI (not regular IELTS). You need at least B1 level (4.0 in each component) for Skilled Worker visa. Some roles require B2.
- 3
Check if your occupation is on the Shortage Occupation List
If your role is on the Shortage Occupation List (SOL), you benefit from a lower salary threshold and reduced visa fees. Check the current SOL on the UK government website.
- 4
Apply for Skilled Worker Visa online (£819–£1,618 depending on duration, from 8 April 2026)
Complete the online visa application on gov.uk. The fee depends on your visa duration and whether your role is on the shortage list.
- 5
Pay Immigration Health Surcharge (£1,035/year)
The IHS gives you access to the NHS. You must pay this upfront for the full duration of your visa — it is a significant cost on top of the visa fee.
- 6
Provide bank statements showing £1,270 held for 28 days
Show your bank statements proving you have at least £1,270 in your account for 28 consecutive days. Your employer can also certify maintenance on your behalf.
- 7
Get TB test certificate from approved clinic in Nigeria
Nigeria is on the UK's list of countries requiring a tuberculosis test. Get tested at an approved clinic (available in Lagos and Abuja) before applying.
- 8
Attend biometrics appointment at VFS Global Lagos/Abuja
Book an appointment at VFS Global in Lagos or Abuja to submit your biometrics (fingerprints and photograph) as part of your visa application.
- 9
Set up your UKVI account and access your eVisa
Since November 2024, the UK issues digital immigration status (eVisa) instead of physical Biometric Residence Permits (BRP). Create your UKVI account at gov.uk/get-access-evisa before travelling — your eVisa confirms your right to live, work, and rent in the UK. Save your share code for employers and landlords.
- 10
Book flight and arrange UK accommodation
Once your visa is approved, book your flight and arrange initial accommodation. Many Nigerians stay in temporary housing for 2–4 weeks while finding a permanent rental.

Written by Max Ayobami
Founder of Japa Calculator, Nigeria's first data-driven relocation decision tool. Max built Japa Calculator after going through the relocation research process himself and realizing how fragmented and unreliable the information was for Nigerians. Every cost figure, visa fee, and expert tip on this page is independently researched and verified against official government immigration sources. Data is verified quarterly.
Data methodology: Visa fees sourced from official government websites. Cost of living from Numbeo and local sources. Flight prices from aggregator averages. Naira conversions use live exchange rates from open.er-api.com (last updated 16 April 2026) — official CBN rate may differ. All costs are estimates and subject to change with exchange rates, visa fee updates, and policy changes. Verify with official immigration websites before making decisions. Last verified: 2026-03-20
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Frequently Asked Questions
- How much does it cost to relocate from Nigeria to the United Kingdom?
- The total cost of relocating from Nigeria to the United Kingdom ranges from ₦4,500,000 to ₦18,000,000 ($3,300–$13,200) in 2026, depending on your visa type and destination city. The Skilled Worker visa costs approximately ₦10.6 million including the Immigration Health Surcharge (£1,035/year for up to 5 years), while the Health and Care Worker visa is significantly cheaper at ₦3.6 million as it is exempt from the IHS. London is the most expensive city for settlement, with one-bedroom rent averaging £1,800/month. Use the Japa Calculator to get a personalized cost estimate based on your specific situation.
- How much does it cost to relocate from Nigeria to the UK in naira?
- In Nigerian Naira, relocating to the UK costs between ₦4,500,000 and ₦18,000,000 at 2026 exchange rates. The Skilled Worker visa fees break down as: application fee ₦1,560,000 (£819 from April 2026), Immigration Health Surcharge ₦6,199,500 (£1,035/year for 3 years), proof of funds ₦2,533,500, and IELTS ₦322,500. The Health and Care Worker visa saves significantly — no IHS charge, with a reduced fee of £324 (~₦616,500), reducing total fees to about ₦3,700,000. Flights from Lagos to London cost ₦825,000–₦975,000 one-way. First-month rent plus deposit in London requires ₦5,400,000–₦7,200,000. Use the Japa Calculator for real-time Naira estimates.
- What is the cheapest way to move to the United Kingdom from Nigeria?
- The cheapest way to move to the UK from Nigeria is through the Health and Care Worker visa, which costs approximately ₦3,562,500 ($2,375) in total government fees — you are exempt from the Immigration Health Surcharge (saving over £3,000) and the visa fee is reduced to £324. To minimize costs further: choose cities outside London (Birmingham and Leeds offer 35–45% lower rent), apply for NHS nursing roles that include relocation packages, and take your IELTS in Nigeria rather than the UK. For tech workers, the Skilled Worker visa through companies on the Immigration Salary List offers reduced fees.
- Can I relocate to the United Kingdom from Nigeria without an agent?
- Yes, you can relocate to the UK from Nigeria without an immigration agent. The UK Home Office application process is fully online through GOV.UK — you create an account, fill in the forms, upload documents, and book your biometrics appointment at the VFS Global centre in Lagos or Abuja. Free resources include GOV.UK's immigration guidance, Citizens Advice, and OISC-registered organizations. If you do need professional help (complex cases or previous refusals), ensure your adviser is registered with the OISC (Office of the Immigration Services Commissioner) — using an unregistered adviser is a criminal offence in the UK.
- How long does it take to relocate from Nigeria to the United Kingdom?
- Relocating from Nigeria to the UK typically takes 1–4 months depending on your visa type. The Skilled Worker visa processes in about 3 weeks (standard) or 5 working days (priority, extra £500). The Health and Care Worker visa is often faster. Student visas take 3 weeks standard. The Global Talent visa takes 8–11 weeks (endorsement plus visa processing). Add 1–2 months for preparation: securing a job offer from a licensed sponsor, taking IELTS, gathering documents, and attending biometrics at VFS in Lagos or Abuja. Use the Japa Calculator to plan your specific timeline.
- What documents do I need to relocate from Nigeria to the United Kingdom?
- To relocate from Nigeria to the UK, you need: a valid Nigerian passport, Certificate of Sponsorship (CoS) from your UK employer (for work visas), IELTS for UKVI test results (minimum scores vary by visa), proof of funds showing £1,270 held for 28 consecutive days (for Skilled Worker visa), tuberculosis test certificate from an approved clinic in Lagos or Abuja, criminal record certificate from the Nigeria Police Force, and your academic certificates and transcripts. All documents not in English must have certified translations. Biometrics (fingerprints and photo) are taken at the VFS Global centre.
- What is the UK Immigration Health Surcharge (IHS) in 2026?
- The IHS is £1,035 per year for most adult visa applicants, paid upfront for the full visa duration — so a 3-year Skilled Worker visa means £3,105 ($4,130) per person. Students pay a reduced rate of £776/year. Health and Care Worker visa holders and their dependants are fully exempt from the IHS, which is a major cost saving.
- What is the minimum salary to get a UK Skilled Worker visa in 2026?
- Since July 2025, the general minimum salary threshold is £41,700 per year (up from £38,700). However, there are important exceptions: applicants under 26 or switching from a Student/Graduate visa may qualify at £33,400, Health and Care Workers need only £25,000, and STEM PhD holders can qualify at £33,400. The going rate for your specific occupation code may require a higher salary.
- Can Nigerian nurses move to the UK easily?
- Yes — the Health and Care Worker visa is the most common route. You need NMC registration, which requires passing the CBT exam (can be taken in Nigeria) and the OSCE practical exam (taken in the UK). You also need IELTS with a minimum 7.0 overall. The visa fee is reduced (£324 for up to 3 years), you're exempt from the IHS, and the minimum salary is £25,000. The full process typically takes 6–12 months.
- What is the UK Graduate Route visa?
- The Graduate Route lets international students stay and work in the UK for 2 years (3 years for PhD graduates) after completing a qualifying UK degree — no job offer or minimum salary required. It costs £937 to apply. Important change: from January 2027, the duration drops to 18 months for students starting courses from January 2026 onwards. PhD graduates keep the 3-year term.
- Do I need a job offer to move to the UK?
- It depends on the visa. The Skilled Worker visa and Health and Care Worker visa both require a job offer from a licensed UK sponsor — you cannot apply without one. The Global Talent visa does not require a job offer but you need endorsement as a leader in your field. The Student visa requires a university offer, and the Graduate Route (post-study) lets you work freely without a sponsor for 2 years.
- How much does it cost to study in United Kingdom from Nigeria?
- Tuition fees for Nigerian students range from $15,000–$45,000/year (₦22,500,000–₦67,500,000/year). On top of tuition, you need to show £1,529/month (London), £1,171/month (outside London) for living expenses. Popular student cities include London, Manchester, Edinburgh, Birmingham. The student visa type is the Student Visa (Tier 4).
- Can Nigerian students work in United Kingdom?
- Yes. On a Student Visa (Tier 4), Nigerian students can work 20 hours/week during term, full-time during holidays. After graduation, Graduate Route — 2 years work permit after graduation (3 years for PhD graduates). This work experience can be your bridge to permanent residency or a longer-term work visa.
How United Kingdom Compares
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| Metric | United Kingdom | Canada | Ireland | Australia |
|---|---|---|---|---|
| Total cost (NGN) | ₦4,566,796–₦18,270,835 | ₦5,367,575–₦22,409,626 | ₦4,659,374–₦14,125,811 | ₦7,312,383–₦22,640,264 |
| Total cost (USD) | $3,393–$13,575 | $3,988–$16,650 | $3,462–$10,495 | $5,433–$16,822 |
| Cheapest visa fee | ₦995,163 | ₦402,568 | ₦501,828 | ₦3,197,723 |
| Avg 1-bed rent (cheapest city) | ₦1,813,206/mo | ₦1,315,448/mo | ₦2,008,898/mo | ₦2,074,667/mo |
| Processing time (fastest) | 3 weeks (standard), often faster | 6 months (official IRCC standard; community-reported median is 94 days for FSW) | 2–4 weeks (applied through immigration registration) | 1–4 months (median processing) |
| Language | English | English, French | English, Irish | English |
Comparing United Kingdom against similar relocation destinations. Costs are estimates.
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