D7 Passive Income Visa: Overview for Nigerians ₦339,229
The D7 Passive Income Visa is one of the main routes Nigerians use to relocate to Portugal. This overview covers the verified 2026 fees, processing time, and the documents you need to apply. All figures are pulled from our verified relocation database — no estimates.
D7 Passive Income Visa fees — verified breakdown
| Fee | Amount |
|---|---|
| Visa application feeSource: vistos.mne.gov.pt, checked 8 Oct 2026 | ₦166,363 (~$124 USD) |
| Proof of funds (your own savings)Refundable to you | ₦16,696,804 (~$12,406 USD) |
| Health surcharge or insurance | ₦0 (~$0 USD) |
| Language test | ₦0 (~$0 USD) |
| Credential evaluation | ₦0 (~$0 USD) |
| Other government feesSource: aima.gov.pt, checked 8 Oct 2026 | ₦172,866 (~$128 USD) |
| Total upfront costs | ₦339,229 (~$252 USD) |
Priced at the Central Bank of Nigeria’s exchange rates of a year ago, these fees would have come to about ₦380,000: ₦40,000 more than today (CBN rates as of 2 Nov 2026). Every country, then and now.
Verified against official immigration authority schedule. Exchange rates as of 5 November 2026. Proof of funds is your own money — you do not pay it to the government.
What each fee covers
The ₦339,229 total is made up of several distinct charges. Here is what you are actually paying for:
- Visa application fee — ₦166,363: Paid to the Portugal immigration authority when you submit your application. Non-refundable regardless of the outcome.
- Proof of funds — ₦16,696,804: Your own savings — not paid to anyone. Must sit in your bank account, unencumbered, for typically 28–90 days before your application date.
- Other government fees — ₦172,866: Includes residence permit issuance, VFS Global service charge, or biometric enrolment fees where applicable.
Processing timeline
Total processing time: 60–90 days (visa), 4–6 months (residence permit via AIMA)
- 1
Confirm eligibility
Check that you meet the D7 Passive Income Visa requirements before paying any fees.
- 2
Prepare documents
Passport, qualification certificates.
- 3
Pay fees
Pay ₦339,229 in upfront costs.
- 4
Submit application
Submit online or through the relevant embassy.
- 5
Wait for decision
Processing time: 60–90 days (visa), 4–6 months (residence permit via AIMA).
Expert tip
D7 Passive Income Visa
The D7 visa requires proof of stable passive income — pensions, rental income, dividends, or savings — of at least €920/month (Portugal's 2026 minimum wage). You'll need to show 12 months of income statements. The visa application fee is €110 plus a VFS service fee of ~€40. Once in Portugal, AIMA charges €114.30 to grant the residence permit, plus €133.00 for reception and analysis where that applies (up to €247.30 in person; 25% less online). Warning: AIMA processing times have ballooned to 12–18 months for appointments. Apply to get your NIF (tax number) before arriving — it's needed for everything from renting an apartment to opening a bank account.
Where Nigerians settle in Portugal
Once your D7 Passive Income Visa is approved, most Nigerians head to Lisbon or Porto. Here is what to budget for your first year:
- Lisbon: 1-bedroom rent ₦1,881,415/month · Lagos–Lisbon flights from ~$500 · Nigerian community: Medium
- Porto: 1-bedroom rent ₦1,516,929/month · Lagos–Porto flights from ~$520 · Nigerian community: Small
- Braga: 1-bedroom rent ₦1,110,095/month · Lagos–Braga flights from ~$550 · Nigerian community: Very Small
Life in Lisbon
Lisbon is Portugal's capital and most expensive city — a 1-bed apartment in the centre costs about €1,425/month, dropping to about €1,063 outside it (Numbeo, 6 Oct 2026). The African community is significant, rooted in Portugal's former colonies (Angola, Mozambique, Cape Verde, Guinea-Bissau). Neighborhoods like Arroios, Amadora, and Martim Moniz have African shops and restaurants. Lisbon's tech scene is booming — it hosts Web Summit and has a growing cluster of startups. Public transport is excellent with a monthly pass at €40. Get your NIF tax number as your first priority — you need it for everything.
3% of Nigerians who use Japa Calculator choose Portugal as their destination. Average Japa Score: 6.0/10. Most common salary expectation among applicants: ₦500K–₦1.5M.
Frequently Asked Questions
- How much does the D7 Passive Income Visa cost for Nigerians moving to Portugal?
- Upfront costs for the D7 Passive Income Visa come to ₦339,229 (about $252). This covers the visa application fee, and any other applicable government charges.
- How long does D7 Passive Income Visa processing take from Nigeria?
- Processing time for the D7 Passive Income Visa is 60–90 days (visa), 4–6 months (residence permit via AIMA). Apply from the Portugal High Commission in Abuja or the Consulate in Lagos — book your appointment slot as early as possible, as backlogs frequently add 2–4 weeks beyond the official window.
- How much proof of funds do I need for the D7 Passive Income Visa?
- You need to show ₦16,696,804 ($12,406) in savings for the D7 Passive Income Visa. This money stays in your account — it is not paid to the government. Funds must be unencumbered: fixed deposits locked for a term or joint accounts with conditions may be queried by the officer.
- What documents do I need for the D7 Passive Income Visa application from Nigeria?
- Core documents include a valid Nigerian passport (6+ months validity), completed application form, recent passport photographs, and proof of eligibility for this visa category. Include 6 months of bank statements showing the ₦16,696,804 proof-of-funds requirement is consistently met.
Related guides
Sibling variants of this visa route and other ways into Portugal.
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Start Free CalculatorData methodology: Visa fees sourced from official immigration authority schedules. Naira conversions use live exchange rates from open.er-api.com (last updated 5 November 2026). All fees are subject to change with policy updates — verify with the official immigration website before applying. Last reviewed: 8 Oct 2026